Investment, Money, Loans by Social Finance, Inc

Invest in stocks and trade cryptocurrencies with SoFi Invest®. Get Your Money Right®. All in the SoFi app.

Regardless of your experience level, the SoFi app offers all the tools you need to invest, trade, and manage your money, all in one app. No commissions and no account minimums make it easy to participate in crypto and stock investing with SoFi Invest. Simply download the app to get started and earn up to $1,000 in free stock!*

The SoFi Invest finance app also comes with a full suite of financial products beyond crypto and stock investment tools.

WHAT YOU GET:

—SoFi Invest: buy stocks, trade cryptocurrencies and automate investments.
• Invest in stocks and ETFs with no commissions or account minimums.
• Buy and trade Bitcoin, Ethereum, Dogecoin, Litecoin, Maker and other cryptocurrencies.
• Buy shares of popular stocks starting at $5 with fractional shares.
• Invest in upcoming IPOs at IPO prices with SoFi – Invest & Trade.

—SoFi Money: Save, spend, and earn money, all in one cash management app.
• Earn high interest on all your cash: up to 0.25% APY.**
• Pay no account fees. No annual fees, overdraft or other account fees.***

— SoFi Relay: Keep track of all your money on the go.
• Track your spending and monitor your credit score, free of charge.
• View financial information, expense breakdowns and more.

—Loans: Check your rates and apply online or in the SoFi app.
• Get low, no-fee rates with SoFi Personal Loans.
• SoFi is the leading provider of student loan refinancing. You could save thousands of dollars with low rates and flexible terms.

A full disclosure can be found at the end of the App Store screenshots. Swipe to view the disclosure or visit sofi.com/legal.

Investment products: ARE NOT INSURED BY THE FDIC • ARE NOT BACKED BY THE BANK • MAY LOSE VALUE

SoFi Relay $10 Offer: Terms and conditions apply. This offer is only available to new SoFi users without an existing SoFi account. It is not transferable. One offer per person. To receive the Rewards points offer, you must successfully complete the Credit Score Monitoring setup. Reward Points can only be redeemed to SoFi Accounts such as SoFi Money Cash or Loan Balances, Stock Bits, Fractional Shares and Cryptocurrency subject to program terms which can be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.

Details at sofi.com/card/rewards.

*No purchase necessary. The probability that the customer will receive $1,000 is 0.028%. See full terms and conditions at sofi.com/invest/clawpromotion/rules.

**As of 06/09/2020, accounts with recurring monthly deposits of $500 or more each month will earn 0.25% interest. All other accounts will earn interest at 0.01%. Interest rates are variable and subject to change at our discretion at any time. Accounts opened before June 8, 2020 will continue to earn interest at 0.25% regardless of deposit activity. SoFi’s Securities reserves the right to modify this policy at its discretion at any time. Accounts eligible to earn 0.25% interest (including accounts opened before June 8, 2020) will also be eligible to participate in the SoFi Money Cashback rewards program.

***We work hard to bring you cashback and don’t charge any account fees. With this in mind, our interest rates and fee structure are subject to change at any time. See our terms and conditions at sofi.com/legal.

SoFi’s Relay tool offers users the ability to connect both internal and external accounts using the service of Plaid, Inc. The credit score provided to you is a data-driven VantageScore® of TransUnion™ (the “Processor”).

SoFi loans are issued by SoFi Lending Corp. or an affiliate and not all products are available in all states. Additional terms, conditions and state restrictions apply; sofi.com/eligibility for details. Authorized by the DFPI, CFL# 6054612. NMLS# 1121636 (nmlsconsumeraccess.org).

James V. Hayes